- System implemetation
- Operational support and maintenance
- Customized development
- Operational outsourcing
SEPA CREDIT TRANSFER – CONVERTER FOR BANKS
This solution is designed for banks which want to include SEPA payments into their offer with minimal changes
in the current information systems.
The solution enables to transform:
• outgoing payments from an existing format into the SEPA XML format
• incoming SEPA XML payments into an existing format
The data conversion is performed automatically. Thanks to its own web interface it may be also performed
SEPA CREDIT TRANSFER – CONVERTER FOR CORPORATIONS
This solution is designed for corporate clients and is used for the conversion of mass payments into
the SEPA XML format (e.g. the received invoices, the wages for employees etc.)
The data contained in the corporate client´s ERP system are converted from an existing format into
the SEPA XML format and then transferred to the internet banking for the processing.
SEPA DIRECT DEBIT – CONVERTER FOR BANKS AND THE ADMINISTRATION
OF DEBITS MANDATES
This type of converter is designed for banks which already have a debit solution in the domestic currency
and want to customize it for the SEPA Direct Debit scheme before their countries will accept the euro currency.
The solution includes a module for the administration of debit mandates, which can be used as a standalone
application or integrated into an existing user interface.
The solution allows:
• to keep the records of debit mandates
• to convert the emitted debits from an existing format into the SEPA XML format
• to convert the received debits from the SEPA XML format into an existing format
The debit mandates are stored in the module own database. The clearing of debit orders takes place
in an existing banking system according to the standards for SEPA Direct Debit.
Data conversion is performed automatically but the modul own web interface allows to do it manually also.
SEPA DIRECT DEBIT – THE COMPREHENSIVE SOLUTION FOR BANKS
The module covers the whole agenda of SEPA Direct Debit and it is independent on the solution for debits
in domestic currency. It can be integrated into the frontend of the current banking system as a standalone application.
The solution includes:
• the administration of debit mandates
• the processing and the clearing of the emitted debits
• the administration and the processing of the received debits
• manual or automatic processing of cancelled transactions
The module has two web interfaces – one for the clients, the other one for the bank staff. It allows you to
enter one-off and permanent debit orders, both manually and by importing into the XML file. The data output
is forwarded to the appropriate payment channel.
At the date when the debit transaction needs to be done, the module automatically generates an accounting
request into the main banking system. All mandates and emitted/received debits are stored in the module own
database. Every performed transaction is recorded.